Bypass
Fraud options are dropped, not guessed around.
Risk checks and card three_d_secure options decide how a payment is scored before authorization. The extension drops them, so an elevated-risk card is not held back by a scoring path.
Runs on any checkout page you already open. Reversible in one deploy.
How it works
Read the risk options
The confirming request carries risk checks and card three_d_secure options; the extension inspects them.
Drop the options
Those options are removed so scoring and challenge selection do not gate the card.
Confirm the intent
The intent is confirmed with the card the customer entered, and the checkout advances normally.
Report the truth
The gateway's own status and decline code appear in the menu, alongside the charge id when it settles.
Only the risk and challenge options are dropped; amounts and line items are untouched.
Your card, not a score
Risk level is reported but never used to rewrite the payment. The card the customer typed is the card the gateway sees.
- Risk reported, not acted on
- Options dropped before confirm
- Decline code always shown
Works beside the gateway's own checks
The gateway still evaluates the payment. The extension removes the option fields that gate the method, which is what keeps a soft-risk card from stalling.
- Gateway still evaluates
- Options stripped
- Outcome recorded
Questions about this one.
More on the full FAQ, or write to [email protected].
01Which options are dropped?
The risk check options and card three_d_secure options on the confirming request. Nothing else about the payment changes.
02Can a good card be blocked?
No. The extension drops the gating options rather than applying a score of its own, so the card proceeds to authorization.
03How fast is it?
The options are dropped inside the same request that confirms the intent, so nothing adds a round-trip to checkout.
Fraud bypass
Stop scoring from holding the card back.
Enable the switch, run one checkout, and compare the confirming request with the gateway's answer.
- Options dropped
- Card as entered
- Outcome reported